Negotiaqting Economic Ri8ghts: The Women Entrepreneurs and Their Workers in PALMA
Filed on September 13, 2011 under Research by Cecilia Tacderan
This report contains the results of the baseline study of women micro-entrepreneurs and workers in PALMA. The purpose of the research is to present the profile of women engaged in micro businesses of various types and to take stock of their access to productive and reproductive resources,their working conditions, constraint/problems and other related issues. Quantitative and qualitative methods of data collection were employed such as survey, focus group discussion and in-depth interview. The survey included a section on the characteristics and working conditions of workers employed by the micro-entrepreneurs.
The results showed that on the whole, the women micro-entrepreneurs were: within 40 to 49 years of age, married, within high school level, Catholics, and local permanent residents. Their spouses are about two years older than their wives, have higher level of education and were mainly farmers. The women belonged to predominantly nuclear household structure with an average size of five (5), and with slightly more females than males. One-third had very young children 0 to 4 years old, slightly more than half had 5 to 14 years old and one out of seven had elderly members. One fourth had household members who left the household mainly to work to various parts of the country while one out of eight had household members who were working abroad. Majority owned houses with sanitation facilities but about one third depended on distilled water for drinking. Majority of household possessions were intended for information and entertainment and less for production. there was found to be some access to some basic productive resources: majority were engaged in livestock and agricultural production, and had land ownership. Among women less than 50 years old, slightly more than half were not using any family planning method mainly because: they are old, they do not like to use any method, they believe family planning is against religion and they desire to have more children.
The research likewise explored women’s various characteristics as entrepreneurs. They were engaged in “sari-sari” or small variety store, buy and sell (fruits, fish, meat), services (eatery, beauty parlor, cell phone cards or E-load) and manufacturing (meat processing, native delicacies, handicrafts). Half were home-based and on average, they had been into micro business for eight years. Only a small percentage had social protection such as SSS and Phil Health. The women did not practice regular recording of their business transactions, did not allocate payment for their own labor, earned low net returns, and hence could hardly make savings. Two-fifths were assisted by household members, mainly spouse, daughter and son. They worked for very long hours and hence multiple burden is the most-mentioned work-related concern. The other constraints they encountered were as follows: clients not paying credit on time, poor sales and inability to catch up with regular payment of their loans. They were also constrained by lack of infrastructure such as farm to market roads and electricity especially for those in the remote areas, lack of capital, usurious rates of interest, vicious circle of debt and lack of training. Some reported unfulfilled promises and corruption of government officials.
The results also revealed lack of proper environmental management given that those in farming, reportedly encouraged by input suppliers, were highly dependent on chemicals and only one-third had access to regular collection of garbage by government trucks. While the findings showed that majority of micro-entrepreneurs labor under adverse cultural and economic conditions, they reported various positive impact out of their engagement in economic activities: improved purchasing power for basic household needs, especially for children’s education, enhanced skills in business, self-confidence, leadership, decision-making within the household, sense of pride by spouse and children for their economic contribution to the household as well as women’s sense of pride for being able to contribute to their locale thru provision of goods and services.
Despite awareness of various forms of abuse to women happening within their community such as wife beating, emotional abuse and sexual abuse, knowledge of gender-responsive legislation such as RA 9262 was not that widespread. Awareness regarding objectives and activities of PALMA Alliances was inadequate and almost no one has heard of the GREAT Women Project.
The section covering workers in women-led micro-enterprises revealed that out of 100 workers, they are on the whole, much younger than their employers. Slightly more than half were 24 years old and below, including 12 workers are considered as child labor (17 years old and below). Majority were single, had reached high school and are long time residents. More than one-third were out-of-school. They belonged to nuclear households, with an average size of five (5) and with more females than males. Three-fourths had households with very young children 0 to 4 years old. Just like them, a significant percentage of their other household members 20 years and younger were also out-of-school youth. Most of the workers were working in the sari-sari store, eatery, gasoline station and bakery. Most of them were just recently working with their current employer. They received very low salaries where one-fifth were paid P1,000 or less while more than half received P1,000 to P3,000 or an average of P2,558. Aside from receiving low salary, the workers worked without receiving any extra pay beyond eight hours. About half were working for 9 to 12 hours per day. About three-fourths were without SSS and Phil Health. Only a small percentage availed of work-related trainings. Despite their poor working conditions, majority intend to stay with their present employer probably because they know they have no other better alternative opportunities. The others were interested to find employment elsewhere or put up their own business. Expectedly, they expected government assistance such as the following: financial assistance to start their own business, scholarships, employment opportunities, laws that would increase their salaries in the informal sector, trainings and social security.
While the results of the study showed that women have enjoyed an array of socioeconomic benefits out of their business, the findings more glaringly indicate that for both micro entrepreneurs and their workers, there needs to be major areas of intervention for them to maximize the benefits they can draw out of their engagement in micro-enterprises. A list of recommendations is thus provided in this report mainly challenging the PALMA Alliance to formulate, implement and monitor policies, programs and projects which could maximize not only economic empowerment for women, but also their social and political empowerment at the household and community level.